Pricing

Weekly briefing — 0.99 credits per month. One personalized briefing email per week, tied to the holdings you have entered.

Mon / Wed / Fri briefing — 1.99 credits per month. Three personalized briefing emails per week (Monday, Wednesday, Friday).

Daily briefing (Advanced) — 2.49 credits per month. One personalized briefing email every weekday (Monday to Friday), including market holidays.

Weekly and Mon / Wed / Fri differ only in how often briefings are sent. Daily is the Advanced plan: besides weekday briefings, it lets your AI agent read your daily holding snapshots and holding-related intelligence. Report history is available to AI agents on every plan.

Holdings upload from CSV, Excel, or Markdown, with row-level editing.

Portfolio overview: allocation, performance against benchmarks, and historical volatility and risk views.

Briefings covering price anomalies, technical position, macro and company news mapped to your holdings, and a forward calendar of macro and earnings events, each causal claim with a confidence label.

Briefings in English or Chinese.

Credits are sold in packs: US$10 for 10 credits, or US$20 for 20 credits. Prices are in US dollars; any sales tax or VAT is calculated at checkout.

Credits are prepaid service credits, usable only for Portfonia subscriptions. They are non-transferable and have no cash value except as provided in the Refund Policy.

Your plan fee is deducted from your credit balance at the start of each monthly billing period. Complimentary credits are used first, then purchased credits.

If your balance will not cover the next month's fee, we email you a reminder in advance. If the balance is still not enough at renewal, your plan stops and its features become unavailable — currently, your scheduled briefings stop.

If you change your plan, the unused part of the current month's fee is returned to your credit balance pro rata and the new plan starts that day. If you cancel, your plan stays active until the end of the period already paid and nothing is returned.

Credits do not expire.

Unused purchased credits can be refunded within 120 days of purchase. See the Refund Policy for details.

Our order process is conducted by our online reseller Paddle.com. Paddle.com is the Merchant of Record for all our orders. Paddle provides all customer service inquiries and handles returns.

Portfonia is a software tool. It does not provide investment, legal, or tax advice, and does not tell you what to buy, sell, or hold.